To all Budget Babe's fans out there: get lost! I am the anti-babe this month! I'm so sad. I suck. I thought I was going along just fine. But then I glanced down at the dashboard for a split second, and my progress skidded to a halt.
I guess I should just be grateful that neither my metaphorical nor my actual airbags deployed.
The good news was that I came in under or spot-on my budget for utilities, food and gasoline. A miracle, since I spent most of the month driving any other car but my own: my friend Cliff's Toyota Sienna mini-van (I learned when I went to gas it, that it has a 250 gallon tank); Chuck's Franken Audi; and a rental car (which I rather enjoyed not least of all because the Enterprise rental car guy was cute and flirted outrageously with me.)
I budgeted $600 for the trip to Mexico, and ended up spending $540. And NO! I don't have to feel guilty about Mexico, because I paid for it from the special savings account named "Fun!". I have another named "Oh, Shit". It has money in it for me to live off in case of disaster. Mom said I should have enough in there to get me through 6 months without an income. Now that I have been crunching the numbers for almost a year, I realize that this account holds enough to support me for...more like... three months. I need to sock some more away there! But not this month. Then I have an account called "Serious". This is where I put the money Si gives me every month as he gradually buys me out of my share of the house. With it, I will buy my own house one of these days.
He has managed to refinance the mortgage, and I am no longer on it. While I was, I was unable to get credit, because it appeared on paper that my expenditures far outstripped my earnings. I tried to explain to my bank that I was on the mortgage, but not paying it; they clucked sympathetically, and told me to come back for a credit card after Si's refi. I'm fortunate that I have a credit card from my married days.
I digress. This month, it is all about the smooshed up Fiat. $718.74. Oh, I am grateful to that little gecko with the pratty Essex accent. (Sorry, friends from Essex...) Geico has been perfect: the total cost of repair was $6,900, and I paid $500. Yes, I know that when it is time to renew in July, I will be singing a different tune. But for now, I will pay my $500 and sing the praises of that little lizard. $500 deductible on my insurance; then $218.74 for 9 days of rental car.
There really weren't any other unbudgeted expenses, except renewal of my little blog widget that shows me who has visited me.
I spent more than I earned by $400. Sad. If I hadn't crashed the Fiat, I would have had about $300 to put in my "Fun!" account. Instead, I will be tightening my belt. Two notches, because I already know that next month's edition of Budget Babe will be called, "Uncle Sam gets so much of my ass that my tax preparer is afraid to call me". I hope you tune in for that one. Same bat-time; same bat-station.